What is the difference between smart IC card and magnetic stripe card?

The difference between intelligent IC card and magnetic stripe card is mainly reflected in the following aspects:

1.Technical principle:

Intelligent IC card: It has a built-in microprocessor chip, and uses electrical erasable programmable read-only memory integrated circuit chip (EEPROM) to store data information, with data processing and encryption functions.

Magnetic stripe card: by recording information in the magnetic stripe on the card, the use of magnetic field changes to store information, the technology is relatively simple.

2.Security:

Intelligent IC card: through the built-in chip for data encryption, almost can not be copied, to ensure the security of transaction information, its security is extremely high.

Magnetic stripe card: The stored information is easy to be read and copied, and the security is low. The information of the magnetic stripe card is brushed through the magnetic head, and the security is relatively low, and it is vulnerable to security threats such as stolen brushes.

3.Storage capacity:

Intelligent IC card: large storage capacity, depending on the model, small can store hundreds of characters, large models can store millions of characters, support multiple applications, there is a lot of room for expansion.

Magnetic stripe card: Limited storage capacity, usually only about 200 characters of information can be stored.

4.Service life:

Intelligent IC card: Due to the use of advanced chip technology, with anti-magnetic, anti-static, anti-mechanical damage and anti-chemical damage capabilities, so the service life is longer.

Magnetic stripe card: vulnerable to external factors, such as magnetic field interference, resulting in information loss or card damage, and a relatively short service life.

5.Application field:

Intelligent IC card: Due to its high security and large capacity storage, it is widely used in financial transactions, identity authentication, access control systems and other fields.

Magnetic stripe card: It is more used in some occasions with low security requirements, such as member management, loyalty programs, etc. At present, bank cards are also gradually upgraded from magnetic stripe cards to chip cards to improve security.

In summary, intelligent IC cards are significantly better than magnetic stripe cards in terms of technical principle, security, storage capacity, service life and application fields.